Insurance for Lakewood homes, drivers and businesses
Lakewood's dense streets of 1910s doubles and colonials make it one of the most distinctive housing stocks in Ohio. Older plumbing, knob-and-tube wiring and street parking all shape how we insure homes and cars here.

Lakewood at a glance
- County
- Cuyahoga County
- ZIP codes
- 44107
- Our office
- 15 minutes from our office
- Local agent
- Denise Kowalczyk
What we watch for in Lakewood
- 01
Two-family homes
Owner-occupied doubles need a policy that covers the rental unit and landlord liability, not a standard HO-3.
- 02
Street parking and theft
Comprehensive claims for break-ins and sideswipes are more common where cars stay on the street.
- 03
Lake-effect water
Ice dams and basement backups are the most frequent property claims we handle in Lakewood.
Most requested coverage in Lakewood
Based on the policies our Lakewood clients carry most often.

Home insurance
Dwelling, belongings and liability, with the water backup and roof terms Ohio homes need.
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Renters insurance
Your belongings and personal liability, usually for less than a streaming subscription.
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Umbrella insurance
An extra $1 million to $5 million of liability above your home and auto policies.
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"Our landlord needed a certificate with specific wording by Friday. Marcus had it to them Thursday morning."
Nearby communities
Compare quotes for your Lakewood home
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